Photo125554-FullWelcome to my blog.  My name is Raymond Tung.  I am a 31 year old Marine Officer with a strong interest in personal finance.  I believe that with sound investing principles, spending habits, and savings strategies everyone can create the type of life they desire.  My ultimate goal is sustainable, long-term world travel and financial independence around the age of 40.  Follow me on my journey as I work on creating that life for myself and as I experiment with new hobbies, concepts, and improved ways of living.

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